AI – Cyber Law Watch

New House AI Bills for the Financial Services Sector

Dec 12 2024

By: Christopher Valente, Scott Gelbman, and Joshua Durham

Artificial intelligence (AI) remains top of mind for lawmakers and regulators, who continue to grapple with new legislative proposals, as well as a changing regulatory regime designed to prepare the United States government to interact with AI-related issues, while also positioning the United States to be a leader in AI innovation. In line with 15 USC Ch. 119 and Executive Order 14110, two more bipartisan House bills were just introduced to further the government’s response to AI.

Japanese Government Published Checklist and Guidance Related to AI and Copyrights

Aug 26 2024

By: Aiko Yamada and Yuki Sako

On 31 July 2024, the Agency for Cultural Affairs, Government of Japan (the Agency) published “Checklist and Guidance related to AI and Copyrights” (the Checklist), suggesting some ideas to resolve unsettled issues related to “Do inputs to AI infringe copyrights?” (see our previous blog “Japanese Government Identified Issues Related to AI and Copyrights”) for AI developers as described below:

Artificial Intelligence and the Data Conundrum

Aug 01 2024

By Paul R. Haswell and Cameron Abbott

As much as artificial intelligence (AI) remains a hot topic to companies and individuals alike, there remains limited detailed regulation in place. The European Union published its Artificial Intelligence Act on 12 July 2024, but other jurisdictions have been slow or piecemeal in its regulation of AI.

Tennessee Moves First on AI Protections With ELVIS Act

Mar 22 2024

By Jason W. Callen and Christopher J. Valente

On 21 March 2024, Tennessee became the first state in the United States to prohibit unauthorized use of artificial intelligence (AI) to replicate an individual’s likeness, image, and voice when its governor signed the Ensuring Likeness, Voice and Image Security Act of 2024 (ELVIS Act). The protections in the ELVIS Act for a person’s voice from AI misuse is particularly notable. Tennessee, like other states, already had prohibitions on unauthorized use of an individual’s likeness and image. And while some other states, such as California, have also protected a person’s voice, none had expressly linked all three—likeness, image, and voice—to AI.

ICO Introduces Consultation Series on Data Protection and Generative AI

Feb 13 2024

By Claude-Étienne Armingaud & Sophie Verstraeten

The Information Commissioner’s Office (ICO) recently launched a consultation series on how data protection laws should apply to the development and use of generative AI models (“Gen AI”). In the coming months, the ICO will publish further views on how to interpret specific requirements of UK GDPR and Part 2 of the DPA 2018 in relation to Gen AI. This first part of the consultation focusses on whether it is lawful to train Gen AI on personal data scraped from the web. The consultation seeks feedback from stakeholders with an interest in Gen AI.

Provisional Political Agreement on Landmark AI Regulation in Europe

Dec 14 2023

By Giovanni Campi, Petr Bartoš, and Kathleen Keating

In a landmark development, EU lawmakers reached on 8 December 2023 a provisional political agreement on the Artificial Intelligence Act (AI Act). Once adopted, this regulation will be the first of its kind, and could set a global standard for AI laws around the world.

Japanese Government Identified Issues Related to AI and Copyrights

Sep 25 2023

By Aiko Yamada and Yuki Sako

Aiming to address creators’ concerns and to minimize risks of copyright infringement by artificial intelligence (AI) developers and users, the Agency for Cultural Affairs, Government of Japan convened panels at the Legal System Subcommittee of the Copyright Committee on 26 July 2023 and 5 September 2023 to identify issues to resolve in relation with generative AI and copyrights as roughly noted below:

Jul 06 2023

By Yuki Sako and Aiko Yamada

Following the call for international standards on Artificial Intelligence (AI) at the recent G7 summit, on 2 June 2023, in a rare move, Japan’s Personal Information Protection Commission (PPC) issued two warnings in a publicly released letter (the “Letter”):

Firstly to the three categories of users of generative AI services, i.e.,
- business operators who collect personal information and thus are subject to the Act on the Protection of Personal Information of Japan (APPI);
- government agencies, which may adopt generative AI services into their operations; and
- the general public; and
Secondly to the “ChatGPT” developers/publishers.

Jun 22 2023

By Cameron Abbott, Daniel Knight, Rob Pulham, Stephanie Mayhew, and Dadar Ahmadi-Pirshahid

Amid the rapid acceleration of tools like ChatGPT and global calls for tailored regulation of artificial intelligence tools, the Australia Federal Government has released a discussion paper on the safe and responsible use of AI. The Government is consulting on what safeguards are needed to ensure Australia has an appropriate regulatory and governance framework to manage the potential risks, while continuing to encourage uptake of innovative technologies.

AI (Adverse Inferences): AI Lending Models may show unconscious bias, according to Report.

Aug 30 2019

By Cameron Abbott and Max Evans

We live in an era where the adoption and use of Artificial Intelligence (AI) is at the forefront of business advancement and social progression. Facial recognition technology software is used or is being piloted to be used across a variety of government sectors, whilst voice recognition assistants are becoming the norm both in personal and business contexts. However, as we have blogged previously on, the AI ‘bandwagon’ inherently comes with legitimate concerns.

This is no different in the banking world. The use of AI-based phishing detection applications has strengthened cybersecurity safeguards for financial institutions, whilst the use of “Robo-Advisers” and voice and language processors has facilitated efficiency by increasing the pace of transactions and reducing service times. However, this appears to sound too good to be true, as according to a Report by CIO Drive, algorithmic lending models may show an unconscious bias.

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